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Choose a loan officer to visit their website or to apply online:
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Questions to Ask Yourself
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Are you and your business credit worthy?
-Your personal and business credit ratings will be analyzed.
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What kind of money do you require?
-Short, long, intermediate term money or equity capital.
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How much money do your need?
-Present exactly what you need and what it is for.
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Do you have sufficient collateral?
-Your collateral must equal the loan amount at a minimum.
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What are the Lender's rules?
-Ask about Loan to Value's and Debt Coverage Ratios.
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What kinds of limitations will be set by you?
-Know your comfort level with rate, payment, and term.
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